Mandatory Insurance

The Policy is a Claims Made and Reported Policy which provides that so long as a claim occurred during the existence of the policy and is reported as soon as reasonably possible by the insured, insurance is triggered.

Lawyers’ Professional Liability Group Insurance Policy (Policy No. 39004, July 1, 2026 – July 1, 2027)

Coverage at a Glance

Excess Insurance

Saskatchewan Lawyers’ Insurance Association Inc. is a member of the Canadian Lawyers Insurance Association which is a reciprocal insurance exchange which offers liability insurance to lawyers licenced by a law society.  CLIA also provides voluntary excess insurance to lawyers licensed by a law society.  New applications for the Voluntary Excess Program may be found here.

The mandatory professional liability insurance policy provides coverage for errors in the provision of legal services.  The limits of liability are $1 million per occurrence and $2 million in the aggregate.  Incurred defence costs erode these policy limits.  Many law firms in Saskatchewan have chosen to obtain Excess professional liability insurance over and above that of the mandatory policy.  Excess insurance is available from the Canadian Lawyers Insurance Association or from the general insurance market through your broker.  The Canadian Lawyers Insurance Association offers insurance of $1 million, $2 million, $3 million, $4 million, $6.5 million, $9 million, $14 million, $19 million and $34 million over and above the $1 million mandatory coverage.  As of June 1, 2020, an application for excess insurance through CLIA maybe completed and submitted online.  To learn more about the coverage available from CLIA including information on when coverage applies, coverage during retirement and discounts click here.

All About Excess Insurance Do You Need It – Manitoba Communique